4.9 on G2 & Capterra

Automated Billing for Small and Mid-Market Business Owners

Anchor automates invoicing, payment, and reconciliation for every signed agreement, so buisness owners get paid on time.

Powering 21,000+ SMBs nationwide

Sharin Fuller
CEO, GlassWallet Ventures
Ruby Camilo-Garcia
Bookkeeping and Financial Services
Joe Tidwell
CEO and Founder
 at Synergy Management
Nick Boscia
Managing Partner
Boscia & Boscia PC
Nancy D'Amato
Bookkeeping & Financial Services
The Bottom Line
David Leary
Co-Founder, Earmark Media
Janine Burke
Partner, Spera
Jennifer Feinson
Founder, Ledgr Life
Monique Swansen
CEO, Automated Accounting Services
Erin Pohan
Founder, Upkeeping
Dan Luthi
Partner, Ignite Spot
Candy Bellau
CEO, Kramerica Business Solutions

 Billing software built for how SMB owners get paid

 Bill faster, capture every charge, and eliminate follow-ups for good.

Instant quoting

Build a branded quote from a ready-made template, send it in a click, and let customers sign it digitally.

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Feature screenshot

Live agreements

Convert an approved quote into a live agreement that contains scope, price, billing, and payment details automatically.

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Automatic invoicing

Generate and send invoices on schedule, one-time or recurring, without anyone drafting or remembering to send one.

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Feature screenshot

Mid-cycle changes

Update a live agreement's scope or price, and watch the next invoice reflect it instantly -  no new contract needed.

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Hands-free collections

Auto-charge each customer's approved payment method on the exact due date, with zero reminders or follow-ups.

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Feature screenshot

Automatic reconciliation

Sync every payment to QuickBooks or Xero in real time, so your books always match the bank.

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Billing on autopilot for SMBs business owners

Set up your agreement once and let Anchor
automatically handle proposals, payment collection, and reconciliation end-to-end.

Proposals

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Draft branded proposals from your pre-built service library that clients can sign digitally, so deals close in minutes rather than days.

Payments

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Capture the client's payment method the moment they sign, so billable work never starts without secured cash flow locked in.

Invoices

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Generate and send every invoice automatically on the agreement's schedule, one-time or recurring, with nothing to draft by hand.

Get paid

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Charge the pre-approved method on the due date via free ACH transfers or cards, with full control over who covers fees.

Integrations

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Push every payment and invoice to your accounting software in real time, so your books stay clean and accurate without dual entry.

Before Anchor

The Pain of Manual Billing

15+ hours/mo chasing checks
Awkward client conversations
Revenue leakage from missed invoices
Slow reconciliation & human error
After Anchor

Autonomous Billing

0 hours spent on billing
100% on-time payments
Every billable item
captured from the live agreement
Automatic bank reconciliation
Effortless, error-free bookkeeping

Integrations

Stay fully synced with our native integrations.

Connect to the tools your firm already runs on, so your books and the rest of your stack move together, in real time.

QuickBooks Online

Stay accurate and up-to-date at all times with an automatic real-time data sync with QuickBooks Online.

Connect QuickBooks →

Xero

Stay fully synced with our Xero native integration,  every invoice, payment, and reconciliation flows back to your ledger automatically.

Connect Xero →

Make

Connect Anchor with thousands of popular apps and automate your billing workflows without writing a single line of code.

Explore Make scenarios →

Zapier

Connect Anchor with thousands of popular apps, so you can automate your work and have more time for what matters most.

Browse Zaps →

Connect your existing tools

Works with QuickBooks, Xero, Zapier, Make, and more.

Explore integrations

Why SMBs business owners
choose Anchor

See how Anchor is helping SMBs get paid faster
 and focus on what matters most.

“I love Anchor for the ease of use in setting up agreements and proposals. Anchor has completely transformed our billing process.”

I love Anchor for the ease of use in setting up agreements and proposals. Anchor has completely transformed our billing process.
We send out thousands of invoices - everything is paid immediately and gets reconciled automatically. This makes Anchor unbelievable

Nick Boscia
Managing partner
Boscia & Boscia PC

Anytime there’s a question, you just go to Anchor. In five seconds, you can look up the agreement and see all the change history, all the invoices, and the scope of services.

Anytime there’s a question, you just go to Anchor. In five seconds, you can look up the agreement and see all the change history, all the invoices, and the scope of services. It’s easy to grab. Billing and client support can just get in there and get what they need. As we grow as a team, you want these systems, billing especially, to be scalable.

Christian Jones
CEO, TaxProMarketer

The platform offers useful features that competitors miss, and there's no need to hire an IT or marketing person.

I love Anchor for its ease of use in setting up agreements and proposals. The platform offers useful features that competitors miss, and there's no need to hire an IT or marketing person. My team and I have switched over to Anchor, and the customer support is superb. Plus, no monthly fees make it a win-win for me.

Sharrin Fuller
CEO and Founder, Glass Wallet Ventures

Reviews from QuickBooks Marketplace

“Proposals in under 60 secs, best support!”

“Once my templates were built out, I can have a proposal out the door in less than 60 seconds. The support and customer service are fantastic, one of the best in the software 'sphere' I work in.”

KariB, United States
Yes, I recommend this product.

"Perfect for any service based business"

Anchor has allowed me to provide clients the ability to choose the package that works for them while automatically collecting payment monthly.  It has removed me for collecting payment which has been a huge time saver as a solo firm runner."

KatieH, United States
 It's incredibly cost effective and easy to use.

"Amazing Proposal and Invoicing Tool"

Anchor has been awesome since we've started using it! I like that you can build out your templates, and send very professional and customizable proposals to clients. I've gotten great feedback from clients overall, and I like the different features Anchor has to offer. It's also very inexpensive and offers tremendous value.

Angler, United States
Yes, I recommend this product.

Simple pricing

No subscriptions and no hidden fees. You only pay $5 per payment. That's it.

$5
per payment received

Why SMBs love

Measurable impact that changes how firms operate.

-90%
Reduction in late payments
15+
Hours saved monthly on admin
100%
Automated reconciliation

Highly rated on trusted platforms

4.9 on G2

Based on 120+ reviews

Time-Saving
Best Support 2026
Automation
Efficient Invoicing
Billing Agreements
Best Value Per $
4.9 on Capterra

Based on 30+ reviews

Exceptional Service
Best Payment Solution
Great Customer Service
Best Billing Software
Smooth Proposal Setup
Easy Onboarding

Set your billing on Autopilot

Set up in minutes and start collecting automatically, no credit card or subscription required.

Request a Demo
No credit card or subscription fee required

FAQ

How much does Anchor cost?

A flat $5 per payment, with no monthly subscription, no per-user cost, no per-client limit, and no setup fees, so you only pay once money actually moves, keeping costs tied to your revenue instead of running ahead of it.

How does Anchor automate billing from quote to payment?

An approved quote becomes a live agreement that holds the scope, price, schedule, and the customer's pre-approved payment method, and every invoice generates, charges, and reconciles from that agreement automatically. Nothing is re-keyed and nobody has to remember to send or chase anything. When scope changes, you update the live agreement and the next invoice reflects it.

What payment methods can my customers use?

Customers can pay by ACH bank transfer or credit card. ACH is free; card payments carry a 2.9% + $0.30 processing fee, and you choose whether to absorb it or pass it to the customer. Customers connect their preferred method at signing and can update it any time in their portal.

What happens if a payment fails or a card is declined?

Anchor flags the failed payment and the customer is prompted to update their payment method in the portal, so a failure surfaces immediately.

Can I bill different customers on different terms?

Yes. Each agreement carries its own scope, price, and billing schedule, so you can run a monthly retainer, a one-time project, and a recurring subscription side by side without separate systems. A single customer can be billed on more than one model at once.

Does Anchor work for businesses outside the US?

Anchor is built primarily for US businesses, and ACH collection is a US payment rail.

Does Anchor replace my accounting software?

No. Anchor complements QuickBooks Online and Xero rather than replacing them, syncing every invoice and payment to your ledger in real time. QuickBooks records revenue after it happens; Anchor secures and collects it, then keeps your books reconciled without manual cross-referencing.

What happens if a customer disputes a charge?

Because every invoice is generated from the agreement the customer already signed, with scope, price, and schedule pre-approved, most disputes lose their ground before they start, and each charge appears in the customer's portal in advance, with every action logged for reference.

How long does it take to set up, and what about my existing customers?

Anchor is free to start with no credit card required, and your first agreement can go out the same day. Migrating existing customers means sending each one an agreement to sign and connect a payment method, which can be done in batches rather than all at once.

‍Who covers the payment processing fees?

CH payments are completely free, and you have full control to either absorb the processing fees for credit cards or pass them directly to your client. This allows you to dictate your exact billing mechanics during the initial agreement setup.

What integrations does Anchor support?

Anchor integrates with QuickBooks Online, Xero, Karbon, Keeper, Client Hub, Financial Cents, and monday.com. Payment and invoicing data syncs automatically, keeping your books up to date and reconciliation clean without manual exports or re-entry.